Factoring You Can Trust,
Payouts You Can Count On.

With fast payouts, full service-invoicing, and back-office support, we take the stress out of managing cash flow.

Why Truckers Trust Wallace Factoring

More Than a Factoring Company—We’re Your Partner.

We understand the challenges trucking companies face. That’s why we offer more than fast funding—we offer relationships, trust, and the personalized service you won’t get from big factoring companies.

Same-Day Funding

No Volume Minimums

Back-Office Support

Family

Owned

Southern

Values

How It Works

Getting Paid Fast Has Never Been Easier.

Submit Your Invoices

Send us your unpaid freight invoices by email, in person at our office, or via our client portal. We’ll verify them quickly to get the process started.

Choose Your Funding Method

Paper Check, Same-Day ACH, Next-Day ACH, or Wire Transfer

Same-Day ACH: Get paid the same day if submitted by 12 PM.

Next-Day ACH: Invoices submitted after 12 PM will hit your bank account the next morning.

Wire Transfer: Instant payment option for an additional fee.

Paper Check: Can be picked up at our office.

Get Paid Fast

Once everything is processed, we deposit the funds directly into your bank account. You’ll have the cash you need to keep your trucks rolling.

Committed to the People Who Keep America Moving.

Rooted in Family, Dedicated to Yours.

Real People,

Real Service.

We’re not just a name on a contract. When you work with Wallace Factoring, you’ll talk to real people who understand your business and care about your success.

Family-Owned,

Southern Values

We know what hard work means, and we treat every client like family. Integrity, honesty, and reliability are the values we bring to every relationship.

A Reputation Built on Trust.

Our reputation speaks for itself. With an A+ rating from the Better Business Bureau, we’ve earned the trust of trucking companies across the South.

Our reputation speaks for itself. With an A+ rating from the Better Business Bureau, we’ve earned the trust of trucking companies across the South.

Ready to Experience the Difference?

Lower rates may save you a few bucks. Better service can save your business.

Start Application

From Our Clients.

What They’re Saying.

"The team at Wallace Factoring has never disappointed! They are professional, knowledgeable, and every one there has a helping and caring attitude! If you want someone to take care of your factoring needs I would recommend them over and over. "

Lenora Bolton

Classic Transports LLC

"Factoring daily allows me to move past one day onto the next and know my customers are not waiting on invoicing from me to get payments processed. You guys are down to earth, and I know my money and my customers are in good hands. "

Tracie Coffey

Coffey Trucking LLC

Factoring You Can Trust, Payouts You Can Count On.